November 1st, 2023, Immigrants are eligible to sign up for health insurance regardless of residency status. Immigrants were blocked during the creation of the ACA from purchasing health insurance and they are one of the largest uninsured groups left. This includes over 800,000 Dreamers living in the United States. If your income level is under 250% of the poverty level, then you may reduce your cost with Cascade Care Credits.
Note when Feds update DACA then DACA could see both Cascade Care Credits and Federal Credits to lower cost.
250% of the poverty level is about $36,000 a year for a single person.
The enrollment process involves a few steps:
Gather your Information: You will need to provide information such as names, birthdates, and income of the household. If your employers offer health insurance, then you will not be eligible for this program; however other household members may be. You may also need to provide your social security numbers, but you can still apply if you do not have one. You should also bring paystubs or tax returns for proof of income.
Identity Proof Document need one from List A
or Identity Proof Document need two from list B
Apply: The application process will ask for information about you and your household, and it usually takes about 15 to 30 minutes. We recommend using an in-person assister. We have them available in Wenatchee.
Choose Your Health Plan: Washington Healthplanfinder offers many plans and ways to save. The plans you qualify for depend on your details and county. You can filter plans by premium, deductible, out-of-pocket maximum, carrier, metal level, and more.
Stay Covered!: You will want to make the first payment. The insurance company will then send your card and welcome packet about two weeks later. Each year, we have open enrollment where you review and make changes to your plans.
If you enroll from November 1st to December 15th, then your plan will start on January 1st, 2024. If you enroll from December 16th to January 15th, then your plan will start on February 1st, 2024.
If your income is under 138% of the poverty level, starting from July 2024, you will be eligible for Apple Health on a first-come, first-served basis. This is about $20,000 per year.
July 1st, 2024, Apple Health plans for immigrants will start.
In-person assistance is recommended due to the inability to verify identity using the Federal Hub, necessitating a manual process with documentation. We work primarily with English in Wenatchee.
This is a massive project and there are web pages like https://micasadeseguromedico.com/ and facebook pages for people to get assistance.
Topics: Health Insurance, Healthcare, Molina, Apple Health, Obamacare, Mi Seguro, Seguro de Salud, Coordinated Care, Medicare, Immigrant Healthcare, DACA, Dreamers, Washington State, Independent Insurance Agent,
