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What Is Medicare Advantage Open Enrollment? And Why You Should Call Suzie Before You Regret It

Posted on by Matt McColm
Medicare Advantage Open Enrollment is a health insurance redo for the year

Ah, the new year. A time for resolutions you may or may not keep, gym memberships that go unused after January 15th, and… Medicare Advantage Open Enrollment! That’s right, folks. While the world is busy pretending kale smoothies are delicious, you’ve got the golden opportunity to switch, drop, or tweak your Medicare Advantage plan from January 1st to March 31st.

suzie appointment

So, what exactly is Medicare Advantage Open Enrollment? Don’t worry, we’re here to make it crystal clear, with fewer big words and more laughs. And if it still feels like a brain bender? That’s when you call Wenatchee Insurance and let Suzie save the day.

The Open Enrollment Lowdown

Imagine you bought a car, but by January you realize it’s more of a lemon than a luxury ride. Maybe it gets terrible mileage. Maybe the stereo only plays polka music. Either way, you need a switch. Well, Medicare Advantage Open Enrollment is your chance to ditch the “lemon” plan and grab something that fits your life—minus the accordion solos.

During this special window:

You can switch to a different Medicare Advantage plan (because sometimes you just need a better deal).

You can drop your Medicare Advantage plan and go back to Original Medicare (hello, freedom!).

You can add a Medicare Part D plan for prescriptions (because paying full price for meds isn’t on anyone’s vision board).

prescriptions cost money a medicare plan d can save

It’s a relaunch for this year’s health insurance. But here’s the kicker: you can only make ONE change during this window. That’s right—no double-dipping. So, we have to make it count!

Why You Need Suzie From Wenatchee Insurance (Like, Yesterday)

Here’s the deal: Medicare rules can feel more confusing than assembling furniture with no instructions. One minute you’re comparing plans, and the next you’re buried in pamphlets muttering, “What even is a deductible?” It’s a slippery slope, my friend.

Enter Suzie. She’s not just any insurance agent; she’s the Medicare whisperer of Wenatchee Insurance. Picture this: while you’re sipping coffee and trying to remember what Part C does, Suzie’s already found three plans that cover your favorite doctors, lower your out-of-pocket costs, and include extra perks like dental or vision. She’s like a superhero, but instead of a cape, she wears a friendly smile and has a phone glued to her hand.

Need examples? Let’s say you’re Steve from East Wenatchee. Steve didn’t call Suzie last year and ended up with a plan that didn’t cover his prescriptions—ouch. Meanwhile, Betty from Cashmere gave Suzie a ring, and now her plan includes gym memberships and a dental cleaning so good her dentist asked for her secret.

Don’t be a Steve. Be a Betty.

Where can we get our one stop insurance shop in North Central Washington?

At Wenatchee Insurance, Suzie, Matt and Shayla make the Medicare Advantage Open Enrollment period a breeze. They do the research, break down the jargon from the different insurance companies, and find you the best plan for you and your family. No accordion solos, no paperwork nightmares—just great coverage and a sigh of relief.

So, if you’re ready to switch things up (or just make sure you’re on the right plan), pick up the phone and call Suzie. Trust us: your future self will thank you.

Medicare Advantage Open Enrollment ends March 31st. Don’t miss out—call Wenatchee Insurance today!

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Topics, Wenatchee, Dental, Medicare, Advantage, Okanogan, Quincy, Grant County,

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What is umbrella insurance and do I need it as a small business owner?

Posted on by admin
ready for umbrella insurance

 

Most business owners are concerned about protecting their business in any way possible. This includes protecting their business operations and any incident that could affect the health of their business, whether it’s online or in a brick-and-mortar location. However, understanding what coverage would suit their business best, as well as how much, can be a daunting task. We understand this truth at Wenatchee Insurance Agency. As a result, we’re committed to helping Wenatchee, WA business owners understand business insurance and get the coverage they need to fulfill the needs of their unique businesses. We want business owners to understand the different types of insurance available to them and how they work.

What is Umbrella Insurance?

Umbrella insurance is additional insurance. For example, suppose the limits of your primary insurance policy are insufficient to cover an eligible incident. In that case, umbrella insurance kicks in to cover the amounts your primary insurance won’t cover. It’s backup insurance that meets your needs once you’ve maxed out your primary insurance policy.

What is umbrella insurance, and do I need it as a small business owner?

Umbrella insurance is backup insurance used once your primary insurance limits have been met. There are various reasons why umbrella insurance is a wise investment for many business owners. Umbrella insurance can function as primary insurance if an incident occurs, but your primary insurance policy does not cover that. Lawsuits and other high-risk situations are covered by umbrella insurance. You benefit from this insurance if you’re a business owner with a substantial risk of lawsuits, damages, injuries, and other situations that your business is prone to regularly. The best part about umbrella insurance is that it provides beneficial coverage and is often low-cost. It is an extra layer of coverage that provides many perks and benefits for businesses. Call us if you think you could benefit from umbrella insurance and want to explore your options. We’d be happy to help.

 

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Insurance takes can get the holidays on track.

Posted on by Matt McColm

Tis the Season to Be Insured: How Insurance Saves Your Holiday (and Your Sanity)

holiday turkey home fire insurance

The holidays are here! You’ve got twinkling lights, hot cocoa, and about 500 events to attend and it’s only tuesday. It’s the most wonderful (and chaotic) time of the year. But while you’re busy decking the halls and dodging your Aunt Edna’s super chewy fruitcake, have you considered how insurance fits into your holiday plans? That’s right—insurance might just be the secret weapon for a holly, jolly recovery season. And lucky for you, Wenatchee Insurance (with Shayla, Suzie and Matt leading the charge) is here to save the day.

Christmas Trees, Fires, and Liabilities—Oh My!

You’ve finally found the perfect Douglas Fir tree—big, bold, and ready to impress the neighborhood. After wrestling it into your living room and hanging ornaments with questionable sturdiness, you light it up like the Rockefeller Center. It’s stunning… until your cat, Mr. Whiskerbean, launches himself into it like a snowboarder down Mission Ridge.

Suddenly, your living room is a winter wonderland of shattered ornaments, broken furniture, a toppled tree and you in your bare feet playing Die Hard. What now? If you’ve got homeowner’s insurance (hint: call Shayla at Wenatchee Insurance to double-check), you’re covered! They’ll help you sort out the mess without making you feel like the Grinch. Plus, they’ve probably heard crazier stories—like the guy who deep-fried his turkey indoors.

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Sleighs and Snow: Auto Insurance to the Rescue

Ah, the joy of winter roads. You’re driving to Grandma’s house with a SUV full of gifts and the family’s secret cheeseball. But then—BAM!—you hit a patch of ice and find yourself in a not-so-festive fender bender. Now what?

This is where Wenatchee Insurance becomes your holiday hero. With the right auto insurance, you’re covered for those slippery mishaps. Matt will make sure you’re back on the road faster than you can say, “Rudolph with your nose so bright.” And if your holiday travel includes a rental car? Wenatchee Insurance will make sure you’re not paying for someone else’s scratch-and-dent collection.

Holiday Party Fiascos: Liability Coverage Saves the Day

Maybe you’re hosting the annual ugly sweater party. The hard cider is flowing, the eggnog is thick, and then—WHAM!—Farmer Fred slips on the mistletoe you taped to the floor (why?!). He’s fine, but his hip isn’t, and now you’re staring down the barrel of a hospital bill.

Good news: your renter’s or homeowner’s insurance likely includes liability coverage! And if you’re not sure, Shayla can review your policy faster than a holiday sale on ugly sweaters. She’ll make sure you’ve got the right protection so Farmer Fred’s medical bills don’t turn your Christmas savings into a lump of coal.

Why Wenatchee Insurance?

The holidays are unpredictable—trees fall, cars slide, and parties go haywire. But with Wenatchee Insurance on your side, you can navigate the season with a little more confidence and a lot less stress.

Shayla’s brains, Suzie’s compassion and Matt’s no-nonsense approach make insurance feel as cozy as a marshmallow in a cup of hot cocoa. They’ll help you find coverage that fits your life (and your holiday chaos) while adding a touch of humor to the process. Because let’s face it: nothing says “peace on Earth” like knowing you’re properly insured.

So, before you string another light or bake another batch of cookies, give Wenatchee Insurance a call. They’ll make sure your holidays are filled with joy—not claims forms.

insurance liability for the holidays
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Important Health Insurance Plan Coverages

Posted on by Matt McColm
Health insurance for the emergency room

Ah, health insurance. It’s like the ultimate adulting test, but instead of a grade, you get co-pays. And if the thought of picking the right health insurance plan makes you feel like you’re trying to solve a Rubik’s Cube blindfolded, don’t worry—Suzie and Matt at Wenatchee Insurance are here to help. Let’s dive into what every health insurance plan must cover, using examples that prove even the mundane can be hilarious.

1. Doctor Visits: The “Ouch!” Standard

All health insurance plans must cover preventive care, like your annual physical or flu shots. So, when you stub your toe on the coffee table for the fifth time this month, rest assured you’re covered for a doctor visit.

Example: Remember Bob from East Wenatchee? He thought his sore throat was a sign of his budding opera career. Turns out, it was strep. Thankfully, his insurance covered the visit, and Suzie from Wenatchee Insurance helped him pick a plan that didn’t leave him crying in the pharmacy aisle over antibiotic prices.

2. Emergency Services: For When You Really Mess Up

Whether it’s a car accident, a kitchen knife mishap while perfecting your “Chopped” audition, or your kid thinking their LEGO belongs in their nose, emergency services are covered.

Example: Matt once helped a family in Cashmere who needed an ambulance after their teenager attempted a backflip off the barn roof. The good news? Their plan covered it. The bad news? The kid’s TikTok account gained 20,000 followers from the footage.

3. Prescription Drugs: Because Over-the-Counter Isn’t Always Enough

Insurance plans cover a range of medications, so you’re not stuck Googling “natural remedies for gout” in the middle of the night.

Example: One client, Nancy, tried to cure her migraines with a DIY essential oils concoction that ended up attracting bees. Suzie found her a plan that covered real migraine meds—and a bee sting cream just in case.

Medicare prescription plan d talk to Suzie at Wenatchee about Inflation Reduction Act

4. Mental Health Services: Brain Care Counts Too

Every plan covers therapy and mental health treatment. Because sometimes, adulting really is that hard.

Example: Fred, a Wenatchee resident, found himself overwhelmed by his parrot, who had learned to imitate his mother-in-law. Therapy sessions covered by his plan helped him cope (and gave him the courage to teach the bird new phrases).

5. Maternity and Newborn Care: Tiny Humans, Big Bills

Pregnancy care and newborn checkups are a must. And honestly, who doesn’t need a little financial help when baby formula is practically worth its weight in gold?

Example: A couple in Leavenworth came to Matt for help after realizing their baby’s hospital bill rivaled their down payment on a house. With the right plan, they saved enough to afford diapers and pizza delivery during sleepless nights.

6. Preventive Care: Because “An Apple a Day” Isn’t Enough

From cancer screenings to vaccines, your plan’s got you covered here. It’s like insurance for your future self.

Example: Suzie helped a Wenatchee apple farmer find a plan that covered his annual skin cancer screening—important when you’re out in the sun all day naming your trees after your favorite superheroes.

7. Pediatric Care: Kids Break Things (Including Themselves)

From immunizations to vision checks, pediatric care is mandatory. Because it turns out, kids aren’t as indestructible as they think.

Example: Matt once worked with a family whose son mistook a skateboard ramp for a launch pad. Good news: His arm healed. Better news: The family’s plan covered the X-rays and cast.

suzie reviews at Wenatchee insurance

Suzie and Matt Have You Covered

Navigating health insurance might feel like wandering through a corn maze blindfolded, but that’s where Wenatchee Insurance shines. Whether you need coverage for everyday aches and pains or for those epic fails that deserve a highlight reel, Suzie and Matt are the dynamic duo to guide you.

So, call Wenatchee Insurance today. Because picking the right health plan shouldn’t feel like surgery—just a checkup with friends who know the ropes (and have probably seen it all).

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Does Dental Insurance Cover Orthodontics/Braces in Washington?

Posted on by Matt McColm
dental insurance braces wenatchee suzie

Ah, braces —the rite of passage that every kid (and some adults) in North Central Washington dreads. If you’re wondering whether dental insurance will help you foot the bill for straightening little Dillan’s teeth, you’re in good company. This question comes up all the time at Wenatchee Insurance, especially when people start tallying up the cost of those shiny metal brackets like they were made of gold.

Orthodontic / Braces Coverage Basics

Dental insurance can cover orthodontics, but it’s not always a guarantee. It’s a bit like assuming all apples in Wenatchee taste the same—they don’t! It is tough to eat a Red Delicious from cold storage. Orthodontic coverage depends on your plan, and most plans that do cover it will only do so for kids under 18. The magical phrase is “Medical Necessity” especially if there is an Apple Health Plan in play.

If your parents couldn’t get you braces when you were a kid then there are a couple of individual unicorn plans available. Suzie and Matt went hunting for plans that could be purchased by the individual for this purpose and they have some restrictions.

How Much Is Covered?

If your plan does cover braces, it typically covers a percentage of the total cost—usually around 50%. So, if little Billy’s braces cost $6,000, your insurance might cover $3,000, leaving you to pay the rest. It’s like getting a discount on a family-sized apple pie at the local bakery—not free, but better than full price.

Example

Let’s take young Emma from Omak, who needed braces but didn’t want to look like she had a mouth full of railroad tracks. Her mom found a dental insurance plan that covered clear aligners instead of traditional braces. Now Emma’s teeth are straightening out just in time for high school, and she can smile confidently in all her Instagram pics—no filters required.

At Wenatchee Insurance we have found that exploring some of your options early can have some of the lowest costs for braces. As we get older, it gets a little tough but not impossible for dental insurance to cover orthodontics as adults.

Let’s talk about Braces

Topics: health insurance, Dental, Medicare, Implants, Braces, Bridge, Delta, Ameritas,  Dentures, Lifewise, Cavity, Suzie,  Chelan, Okanogan, Grant, Douglas, 509, Quincy, Cashmere, Entiat,

How to Choose the Health Insurance Plan in Washington State

Posted on by Matt McColm
Health insurance with Suzie and Wenatchee insurance

Living in the scenic countryside of North Central Washington comes with its own set of perks and challenges. One thing’s for sure, finding a health insurance plan shouldn’t be one of those challenges. Whether you’re in Wenatchee, Leavenworth, or the far reaches of Okanogan, Wenatchee Insurance is here to guide you through the corn maze of health insurance options with a sprinkle of country humor and a whole lot of experience.

talk with Suzie

First off, let’s talk about the sheer variety of health insurance plans out there. It’s like walking into a pie contest at the Chelan County Fair – there are many different varieties, and they all look good at first glance. However, not everyone likes Rhubarb or maybe you are allergic to strawberries. Insurance plans need a closer look to see if they fit your needs like Grandma’s Blue Ribbon Apple Pie on a Sunday night.

Imagine our friend Bob from Cashmere. Bob’s as fit as a fiddle, but he’s had a few run-ins with the old John Deere tractor. Last year, he tried to fix a loose bolt without using a wrench and ended up in the ER with a broken toe. Bob needs a plan with emergency coverage and low out-of-pocket costs. During Open Enrollment, Suzie at Wenatchee Insurance helped him find a plan that doesn’t cost his prized pig Wilber but covers those unexpected barnyard mishaps.

Now, let’s say you’re Marge from Chelan, and you’ve got a family to think about. Little Jimmy’s shiny braces, Megan’s allergies, your spouse’s latest, high blood pressure meds – they all keep adding up. You need a plan that covers a wide range of services and has a good network of doctors. Wenatchee Insurance can sort through the options and find a plan that keeps everyone healthy and happy, without driving you to sell the farm.

For our older folks, say you’re Aunt Mildred in Pateros. She’s past the age where she’s wrestling cattle, but she needs regular check-ups and prescription medications. Medicare Advantage plans can be tricky to navigate, but that’s where Suzie shines. Suzie was a pharmacy technician for 20 years and knows how to look through the formularies like they are hairs on the back of her hand. Suzie will find a plan that covers everything from her heart pills to her arthritis cream, ensuring she can enjoy her golden years fishing by the Columbia River.

Choosing the best health insurance plan is a bit like picking the right peach at DeLap’s Fruit Stand– it takes a keen eye and a bit of know-how. You don’t want peaches that are too small or too expensive. With Wenatchee Insurance, you get the local touch and the expertise to pick the plan that fits just right.

So, next time you’re sipping your coffee from Little Red’s Espresso, remember: Wenatchee Insurance is just a call away, ready to help you find the perfect health insurance plan. Because whether you’re mending fences or running the family orchard, you deserve peace of mind knowing you’re covered.

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Topics: Health Insurance, Apple Health, Ambetter, Lifewise, Community Health, Wenatchee Insurance, Suzie, Enrollment, Glasses, Contacts, Chelan County, Okanogan, Grant County, Douglas County, 509, Leavenworth

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Common Misconceptions About flood insurance: What You Should Know

Posted on by admin

Flood Insurance Washington

At Wenatchee Insurance Agency, serving the area in and around Wenatchee, WA, we know that navigating flood insurance can be tricky. Many homeowners overlook this crucial coverage due to common misconceptions or incorrect information they hear and believe. Let’s clear up some myths and help you make informed decisions.

Myth 1: Homeowners Insurance Covers Floods

A frequent misunderstanding is that standard homeowners insurance includes flood coverage. Unfortunately, it does not. Flood insurance is a separate policy that specifically covers damage caused by flooding. Understanding this distinction can save you from unexpected expenses.

Myth 2: Only High-Risk Areas Need Flood Insurance

Another misconception is that only homes in high-risk flood zones require insurance. However, floods can happen anywhere. About 25% of flood claims come from low to moderate-risk areas. Assessing your property’s risk with the help of an expert can ensure you’re adequately protected.

Myth 3: You Can Purchase Flood Insurance Anytime

Many people assume they can buy flood insurance whenever they want. However, there’s usually a 30-day waiting period before the policy goes into effect. Planning ahead is essential to ensure you’re covered when you need it most.

Myth 4: Flood Insurance Is Too Expensive

While cost is a concern, flood insurance may be more affordable than you think, especially compared to the potential costs of flood damage. The price varies based on location, coverage, and property details, so it’s worth exploring your options.

Reach Out to Get Flood Insurance or Answers to Your Questions About Flood Insurance

At Wenatchee Insurance Agency, serving the Wenatchee, WA area, we’re here to help you understand your flood insurance needs. Contact us today to discuss your options and ensure your home is protected.

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Is there an advantage to working with a health broker.

Posted on by Matt McColm
Insurance Broker Agent Producer

Why Working with a Health Insurance Broker Like Suzie or Matt Just Makes Sense (and Cents!)

Because insurance jargon can be confusing, we are talking about insurance producers who work with several different companies.

Navigating health insurance is like walking through a maze of paperwork, confusing terms, and deadlines that feel impossible to hit without a little help. Enter Suzie or Matt from Wenatchee Insurance! Having an insurance broker on your side is like having a GPS that not only gets you where you need to go but also tells you where the free snacks are along the way. Here’s why teaming up with a broker can be the best decision you make for your health—and your sanity.

Reason #1: Brokers Do the Homework for You (So You Can Actually Relax!)

Imagine you’re sitting at your kitchen table, staring at a pile of health insurance pamphlets, each one promising to be just what you need. But which one actually is? That’s where Suzie (or Matt, he’s a gem too) shines! Brokers are like insurance detectives, decoding complex policies to find the plan that’s best for you.

Suzie once helped a client who thought “deductible” was just another word for “tax return,” and “copay” was some sort of buddy system. It turns out, the client didn’t just need insurance; they needed a translator. Suzie swooped in, found a plan that met all their needs, and explained everything in plain English. No more guessing games, no more jargon—just clear, simple guidance.

Reason #2: Brokers Have a Personal Stake in Getting You the Best Deal

Insurance brokers aren’t tied to any single company, so they genuinely care about getting you the best bang for your buck. Suzie and Matt love nothing more than saying, “Yes, that plan is great—and yes, it actually covers that!”

broker can help change insurance plan

Matt’s favorite story? He once found a plan for a client that covered everything from acupuncture to chiropractic care. The client was thrilled! He had been on the hunt for months, but every plan he came across either had sky-high premiums or the coverage wasn’t quite right. Matt did some digging, called around, and managed to find a plan that was basically a one-stop shop for the guy’s wellness needs. That’s the power of a broker: they go beyond the generic recommendations to find you that perfect match.

Reason #3: Brokers Are Not Robots—They Actually Listen!

Unlike a certain popular insurance website with an “instant quote generator,” Suzie and Matt will actually listen to your needs. Brokers make it their mission to know what’s important to you, like making sure that your favorite doctors are in-network or ensuring your child’s allergies are covered without a hassle.

Imagine Suzie, notebook in hand, jotting down your concerns like an insurance detective. She’s not just a broker; she’s like your insurance BFF. If you’re worried about unexpected medical bills, Suzie will find ways to minimize those costs. If you’re in a health club or have a wellness routine, she’ll find a plan that rewards you for staying healthy.

Reason #4: Peace of Mind, Especially When Life Happens

When your health is on the line, having someone knowledgeable to turn to is invaluable. And Suzie and Matt aren’t just there for the enrollment process. They’re your go-to for questions, claims, and even random inquiries like, “Will this cover my acupuncture for my dog?”

If you need to add or change your broker on the Washington Healthplanfinder then it is an quick fix.

In a world of confusing options, Suzie and Matt at Wenatchee Insurance stand out by offering personalized help, a bit of humor, and plenty of wisdom. So why go it alone? Let Suzie or Matt be your guide—you’ll be in safe hands, with maybe a laugh or two along the way!

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Home Health Medicare Car Dental Prescription insurance corndog

What are the essential coverage for Health Insurance?

Posted on by Matt McColm

What Are the 10 Essential Coverage for Health Insurance?
(And Why You’ll Want Suzie at Wenatchee Insurance on Speed Dial)

Family Health Insurance with 10 essential coverage

Health insurance can feel like a magical mystery tour, except it’s more like a trip through paperwork and less like a rock concert. But don’t worry! Suzie from Wenatchee Insurance is here to save the day, kind of like a superhero, but instead of a cape, she has a computer full of insurance plans. Let’s take a look at the 10 essential coverages that every health insurance plan must have (thanks, Affordable Care Act!), and how they make life easier here in Eastern Washington.

1. Ambulatory Patient Services (aka Your Everyday Doctor Visits)

You wake up, sneeze three times, and suddenly, you’re Googling “Is sneezing a sign of a rare disease?” Instead of spiraling down the rabbit hole of WebMD, you can make a quick visit to your doctor. Ambulatory services cover routine check-ups and visits to specialists. Suzie’s here to make sure you’re covered whether you’re seeing Dr. Jones down the street or a specialist for your “seasonal allergies” (also known as dust from last year’s ski gear).

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2. Emergency Services (When Skiing Goes Wrong)

Imagine this: you’re having the best day at Mission Ridge, catching air and looking like a pro. Then… BAM! You misjudge a jump and suddenly find yourself needing an ambulance. Don’t panic—your health insurance has you covered for all those “Oops, I did something dumb” moments. Emergency services mean that your insurance will handle that surprise ER trip.

3. Hospitalization (If You Need More Than Just a Band-Aid)

Okay, so your skiing mishap turned into something bigger when you escaped Bigfoot on Stevens Pass. Maybe you need surgery or a few days in the hospital. Hospitalization coverage makes sure you don’t have to start a GoFundMe to pay your medical bills. Let’s find you a plan with a higher success rate.

4. Maternity and Newborn Care (Because Babies Don’t Come Cheap)

Expecting a baby? Congratulations! Maternity and newborn care are essential coverages, so whether you’re welcoming your little bundle of joy in Wenatchee or elsewhere in North Central Washington, you won’t have to sell the farm for the newest hand. Suzie’s got the inside scoop on which plans make it easier to manage prenatal visits, delivery, and all those newborn checkups. Postnatal Care is important and we have additional resources in Washington State.

5. Mental Health and Substance Use Disorder Services (We All Need Therapy Sometimes)

Let’s face it—life can be stressful. Maybe you’ve binge-watched House one too many times and are now convinced you have every rare condition ever featured on the show. Good news! Your health insurance covers mental health services, so you can talk to a therapist and work through your House-induced hypochondria. Happy brain coverage while easier than before the ACA, is still not always the fastest hunt in Eastern Washington.

6. Prescription Drugs (AKA The “Why Is This So Expensive?” Coverage)

When your doctor prescribes medication, you shouldn’t have to choose between paying for your meds or your next Netflix subscription. Prescription drug coverage means you’ll get help with the cost of necessary medications. Suzie can point you to plans that cover the things you need, whether it’s allergy meds, insulin, or that mystery cream for the rash you got hiking up Saddle Rock.

7. Rehabilitative and Habilitative Services (Getting You Back on Your Feet, Literally)

If your big skiing adventure left you needing physical therapy, you’re in luck. Rehabilitative services are designed to help you recover from injuries, illnesses, or even surgeries. Suzie will ensure your plan covers those sessions where you learn to bend your knee again without yelping like a golden retriever stepping on a Lego.

8. Laboratory Services (Testing Without the Guessing)

Routine blood work or diagnostic tests? No problem! You don’t have to skip your annual check-up at Confluence Health just because you’re worried about the cost of tests. It seems like when you get over forty the doctors have a fleet of tests for you. There are a variety of options when it comes to how an insurance company handles this.

9. Preventive and Wellness Services (Keeping You from Becoming a WebMD Expert)

Preventive care is like that nagging friend who reminds you to take care of yourself—except now it’s your insurance! Whether it’s vaccines, screenings, or a flu shot from your local pharmacy, preventive care is 100% covered. Little work now to prevent the big job later.

10. Pediatric Services, Including Oral and Vision Care

Got kids? Your insurance will cover regular check-ups, dental care, and vision tests for them. Suzie can help you find a family-friendly plan so you don’t have to pay out-of-pocket when little Johnny needs glasses because they spent too much time squinting at their phone playing Monopoly Go!

Conclusion

Choosing the right health insurance plan doesn’t have to feel like running a marathon in flip-flops. With Suzie and Wenatchee Insurance, you’ll have an expert who can help you navigate the corn maze of coverages and find a plan that fits your needs. Whether you’re in Wenatchee, Colville, or anywhere in Eastern Washington, you’ve got someone in your corner who knows the ins and outs of health insurance—and has a heck of a butterfly collection!

While we do have Open Enrollment from November 1st through January 15th, there are also Special Enrollment Periods (SEP). SEP are documented reasons like losing coverage from a job, low income, getting married, or even a tribal affiliation. Suzie likes to run the application to see if one of the conditions can trigger an immediate enrollment or else we are prepared for the next Open Enrollment Period in fall.

You do not have to go alone when you have Suzie on your insurance team.

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Home Health Medicare Car Dental Prescription insurance corndog

Topics: health insurance, Medicare, Medicare Advantage, health alliance, wellcare, Molina, humana, Suzie,  Chelan County, Okanogan, Grant County, Douglas County, 509, Leavenworth, Quincy, Cashmere, Entiat,

How to hire or fire your broker on the Healthplanfinder

Posted on by Matt McColm

Suzie and Matt get new clients on a regular basis that have no idea who their broker is or don’t like them. In other states, there have been rogue broker swaps so we are keeping our eye out for this in Washington .Before we work on an account, we request a person’s permission. It is important to note that for insurance the clients owns the relationship this is especially true for plans on the Washington Healthplanfinder.

To look at your account about a week prior to open enrollment and a week after, we have to be attached to your account as the broker of record.  At Wenatchee Insurance, we don’t charge fees and are year-round so it is securing your customer service for the year. If we are not attached then we will not receive funds for the year from the insurance companies. (Yes, it keeps the lights on so we can lend a hand.)

You have a couple of options.

  1. You can log onto your desktop.
    1. Here is the log on screen on the lower right is the the manage broker button to select.Here is what a selected broker looks like.
Healthplanfinder Washington find broker

2. You should be able to read who your broker is:

3. When you select a broker it will look like this. Make sure that you go all the way through your policy.

  • Call into the Healthplanfinder 1-855-923-4633.
    • You can request to fire the broker of record.
confirm broker on healthplanfinder

Brokers in the same organization can lend a hand on accounts answering questions and updates. Yes, it means you have even more customer service. You can also have a navigator as well as a broker for additional service.

During the Open Enrollment Season November 1st through January 15th Suzie and Matt work many long hours where support to change broker of record on accounts is impossible if you do not know your passwords. It is why we recommend checking before a weekend or off-hour appointment.

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simple process for insurance
Wenatchee Insurance simple process

If you find yourself with someone that you didn’t not select then an easy way is to go to the message center. They have an search feature for In-Person Help Update. If the person that is listed as your broker does not appear on your most recent option then a change is in order.

Then there you go, how to know who you consented to be your broker of record.

WE return calls & are here for appointments..OR you can start your free online quote now!

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Suzie Health Solutions

Health & Medicare

For nearly a decade we have assisted with Health & Medicare Solutions. We are proud to be selected by the Washington Healthplanfinder to be one of ten Enrollment Centers located in Washington State.

We work with all ages and charge no fees.

Health & Medicare

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  • Progressive
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  • Stillwater
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  • Wellcare
  • Wright Flood
Wenatchee Insurance Agency

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