So, you want to get full coverage car insurance without having to sell your firstborn? If we aren’t crying, then we are laughing. Buckle up because we’re about to take a joyride of cost-saving tips sprinkled with a bit of humor. Let’s hit the gas!
1. Shop Around Like a Bargain Hunter on Black Friday
What is the hottest Christmas toy that you can remember? Think of car insurance like that. Prices are all over the place depending on where you look. Don’t just settle for the first quote you get—channel your inner bargain hunter and shop around. We shop multiple companies to find a good fit.
2. Bundle Up Buttercup
Insurance companies love bundling as much as you love a BOGO pizza deal. Combining your car insurance with other policies can save you a pretty penny. We have some companies that you get a discount if we hold one other policy of any type which makes shopping easier.
3. Raise Your Deductible Like You’re Raising the Roof
The higher your deductible, the lower your premium. It’s like saying, “Don’t sweat the little stuff”. I just want you around when things get heavy. Just make sure you can afford that deductible if you ever need to file a claim. There are way too many Gofundmes out there that don’t make it.
4. Drive Like Your Grandma Is Watching
Safe driving pays off. Insurance companies love slow, smooth, steady daylight driver. Avoid accidents and traffic violations, and you’ll be rewarded with lower rates. Plus, your grandma will be so proud of you. Who doesn’t want a proud granny?
5. Good Grades = Good Savings
Most insurance companies offer discounts for good grades. Who knew working on your future could help right now? So, next time you’re cramming for that calculus exam, remember it’s not just your GPA on the line—it’s your insurance payments too.
6. Ask for Discounts Like You’re at a Flea Market
Never be shy to ask about discounts. There are discounts for everything from being a loyal customer to simply being a responsible adult who pays bills on time. Channel your inner flea market haggler and see what you can score.
7. Drive a Sensible Car (Sorry, No Kias or Hyundais can be tough)
Insurance companies look at your car and determine how likely it is to be stolen or involved in an accident. The more that you see a car in a video on YouTube being stolen, the harder it is to insure. Look for a car that makes Mayo look spicy. Your insurance premium will thank you.
By following these tips, you’ll be well on your way to getting the cheapest full coverage car insurance without having to resort to drastic measures. Remember, the road to savings is paved with smart choices—and maybe a little bit of humor along the way.
Drive safe, save money, and keep laughing!
