Author: Matt McColm

What advantage do you have in selecting a independent agency?

Posted on by Matt McColm
independent agency

Why Choosing Wenatchee Insurance as your independent agency is Like picking the Best Pot Belly Pig at the County Fair Imagine this: It’s a sunny day at the Douglas County Fair, and you’re trying to choose the best pig for the blue ribbon. You could wander around aimlessly, judging the contestants on your own, or you could ask Farmer Fred, the local pig expert, who knows every pig’s family tree and favorite mud wallow. Choosing insurance is a lot like that—except instead of pigs, it’s insurance policies, and instead of Farmer Fred, you’ve got Wenatchee Insurance. And let me tell y’all , that is some agency.

1. The Rodeo of Choices: Who Ya Gonna Call?

Y’all ever tried to read an insurance policy? It’s like trying to decipher a cow’s moo—confusing and a bit messy. Deductibles, premiums, and coverage limits make it sound like some kind of wild rodeo. Don’t get lathered up, because Wenatchee Insurance is like the best rodeo clown in the barrel, keeping you safe from all those wild terms and dangerous clauses. They know how to wrangle the best policies and lasso the right coverage for your needs. You just sit back, sip your iced tea, and watch them work their magic.

2. The Bargain Barn: Getting the Best Deals

Remember that time you found a deal so good it made you holler louder than the old rooster at sunrise? Well, that’s what working with Wenatchee Insurance feels like. They know the tricks of the trade, negotiating like a pro at a livestock auction. They’ll haggle, barter, and charm their way to get you the best deal possible, leaving you like a grinning possum eating tater tot casserole. You won’t have to fork out an arm and a leg to get the most bang for your buck.

3. Custom Fit: No cookie-cutter policies at an Independent Agency.

Finding the right insurance on your own is like trying to find the perfect pair of cowboy boots in a pile of mismatched shoes at the second-hand store. Wenatchee Insurance is like your personal bootmaker, hand-crafting a policy that fits just right and doesn’t pinch your big toe. Whether you’re protecting your homestead from bears, your prized miniature donkey or your little red wagon, they’ve got a plan that’s as comfy as grandma’s feather bed. No more one-size-fits-all nonsense; they’ll get you something that suits your needs like a perfectly tailored pair of Levis jeans.

custom fit insurance policy from your independent insurance agency

4. The Human Touch: Good Ol’ Country Hospitality

At Wenatchee Insurance, they treat you like family—just like a good neighbor who brings over an apple pie when you’re feeling blue. Got a question? They’re there with a smile and an answer, not some fancy-pants automated machine that leaves you shouting, “Representative!” They’re the friendly face you want by your side when things go haywire. Whether you need help filing a claim or just want to chat about the latest in tractor insurance, they’re ready with a warm greeting and a helping hand.

5. Saving Time: More Than Just Money in the Bank at an independent agency

Time is precious, like a cold drink on a hot day. Don’t waste it poring over confusing documents and trying to figure out what the heck “subrogation” means. Let Wenatchee Insurance do the heavy lifting. They’ll sort through the policies faster than a New York minute. You get to spend your time on more important things, like perfecting your chili recipe or finally learning to play that guitar.

So, why would you saddle up and go it alone in the Wild West of insurance? With Wenatchee Insurance as your trusty sidekick, you’ll get the perfect policy, the best deals, and the kind of service that’s finer than frog hair. It’s like winning the blue ribbon at the county fair—except you don’t have to wrestle any pigs!

Home Health Medicare Car Dental Prescription insurance corndog

Topics: Progressive, Farm, Fire Insurance, Home Insurance, Hobby Farm, Wenatchee Insurance, Chelan County, Grant County, Douglas County, Okanogan,

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Five Things Original Medicare Does Not Cover

Posted on by Matt McColm
Medicare and Medicare Advantage help with suzie
Online, Phone or in person Suzie can help.

When it comes to health insurance for seniors, Original Medicare is a popular choice. Millions of Americans select it every year. It offers coverage for many essential health services. There are some gaps in coverage for Original Medicare that you need to be aware of.

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Here are five key things that Original Medicare does not cover and some examples to help illustrate these gaps.

1. Routine Dental Care

Dental Care is one of the top requested needs. This can surprise many who planned on relying only on Medicare alone for their health insurance needs. Original Medicare does not cover routine dental care, including cleanings, gum scrapings, crowns, fillings, and dentures. Suzie has several different Dental Plans to fill in the gap.

Example:
Imagine you’re 70-year-old retiree, Mrs. Johnson. You notice some discomfort in your mouth after eating some Quincy Corn and decide to visit your dentist. After the exam, the dentist tells you a filling fell out and the pain is from a root canal you need. This painful surprise is out of pocket because Original Medicare doesn’t cover dental.

2. Vision Care

Original Medicare covers eye exams for people with diabetes and annual glaucoma tests for high-risk patients.  It does not cover routine eye exams or hardware like glasses or contact lenses. Are you sensing a trend for medical coverage from the shoulders up?

Example:
Mr. Thompson, an 68-year-old retired teacher, starts having trouble reading the Wenatchee World. He schedules an eye exam at the Vision Center at Confluence and discovers he needs an updated prescription. Mr Thompson is paying out of pocket for the exam and glasses because these are not covered by original Medicare.

3. Hearing Aids and Exams

Hearing loss is common among seniors, but Original Medicare does not cover hearing aids or the exams needed to fit them.

4. Long-Term Care

Original Medicare does cover skilled nursing facility care, but only for a limited time and under specific conditions. It doesn’t cover custodial care, which includes help with daily activities like bathing, dressing, and eating if that’s the only care you need.

Example:
Imagine you are Mrs. Rivera, 82, and living alone while your kids are living in Montana. After a fall, you find it difficult to manage daily tasks like bathing and dressing. You need long-term care to help with these activities. Unfortunately, Original Medicare does not cover this type of care. This expense is going to add up quickly.

5. Overseas Health Care

Original Medicare generally does not cover health care when you travel outside the United States. This can be a significant concern for those who love to travel or have family abroad. We had to start using a travel insurance exchange to provide options.

Example:
Mr. and Mrs. Davis, a retired couple, decide to take a dream safari to Africa. While abroad, Mrs. Davis falls ill and needs medical treatment. Since Original Medicare doesn’t cover international medical care, they face hefty medical bills, adding stress to what should have been a relaxing trip.

Insurance review are important

Getting Help with Coverage Gaps

Navigating the complexities of Medicare and understanding what it does and does not cover can be overwhelming. This is where Suzie with Wenatchee Insurance comes in. Suzie helps clients understand their Medicare options and then finds solutions to cover the gaps left by Original Medicare.

Suzie can help you explore Medicare Advantage plans, which often include additional benefits. These plans might also provide some coverage for long-term care and overseas health care. Additionally, Suzie can guide you through supplemental insurance options, known as Medigap policies, which can help cover some of the out-of-pocket costs not covered by Original Medicare.

Conclusion

Don’t let coverage gaps surprise you reach out and have a chat with Suzie today and ensure you have comprehensive health coverage for all stages of life. While Original Medicare provides valuable coverage, it’s crucial to be aware that it has limitations.

Routine dental care, vision care, hearing aids, long-term care, and overseas travel health care are significant areas where coverage gaps can occur.

By understanding these gaps and seeking assistance from professionals like Suzie at Wenatchee Insurance, you can find the right coverages to meet your needs.

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health or medicare enrollment suzie makes it easier

Topics: Medicare, Original Medicare, Medicare Advantage, travel insurance, Cashmere, Wenatchee Insurance, Suzie, Enrollment, Glasses, Contacts, Chelan County, Okanogan, Grant County, Douglas County, 509, Leavenworth

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Pre-Existing Conditions: Why Wenatchee Insurance Has Your Back!

Posted on by Matt McColm
Pre-Existing Conditions are not a part of Health Insurance

Hey there, health insurance researchers! Let’s cover a question that has been growing in popularity.— pre-existing conditions and insurance! 🛡️ At Wenatchee Insurance, we know that health journeys aren’t always linear, but with the right coverage, they can be a lot smoother!

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Imagine this: you’re exploring insurance options, and suddenly, the dreaded pre-existing conditions clause appears. The majority of pre-existing conditions ended when the Affordable Care Act Passed in 2010. There are a few places where they still exist. With Wenatchee Insurance, pre-existing conditions are not a barrier.

Are pre-existing conditions still a thing?

We must be aware of pre-existing conditions for travel policies, waiting periods for dental, enrolling to a Medicare Supplement outside your initial enrollment period, and Life Insurance. It is not a concern for Health Insurance like it used to be.

If you are looking at a health insurance plan that is talking about pre-existing conditions then you are not looking at a qualified health plan in Washington state. Health Insurance goes through an approval process to insure that it is usable. It is why we are very selective in the plans that we choose to represent. We are in business to serve our community.  

Insurance is about usable coverage and compassion. Like when your insurance agent at Wenatchee Insurance listens to your health story with the attentiveness of a bedtime storyteller. They’ll find a plan that not only covers your needs but also understands your journey, from battling allergies to conquering that old sports injury.

Need an example? Picture this: you’re at the doctor’s office, discussing treatment options for a chronic condition. With your insurance plan from Wenatchee Insurance, you’re not just receiving care—you’re receiving peace of mind. Because health isn’t just about check-ups and prescriptions—it’s about knowing that Wenatchee Insurance has your back, no matter where your health journey takes you!

Summary

So, whether you’re managing arthritis like a boss or tackling allergies with grace, let Wenatchee Insurance be your partner in health. Because with us, pre-existing conditions aren’t obstacles—they’re opportunities to show just how resilient you are!

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health or medicare enrollment suzie makes it easier

Topics: Pre-existing Conditions, Pre Existing, Health Insurance, ACA, Medicare, Medicare Supplement, Medicare Advantage, Enrollment, Glasses, Contacts, Chelan County, Okanogan, Grant County, Douglas County, 509, Leavenworth

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How Can I Lower My Commercial Auto Insurance Premiums? Wenatchee Insurance Has the Answers!

Posted on by Matt McColm
personal car or commercial auto wenatchee insurance can help

Lowering your commercial auto insurance premiums is like finally reaching that itch you couldn’t scratch. Let’s dive into the tips and tricks that can help you save money while keeping your business progressing forward.

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Clean Driving Records: The A plus on your high school report card

Think of your driving record like your report card. The better it is, the happier your insurance company will be. If your employee, Larry, has a habit of speeding down Wenatchee Avenue, it’s time for a chat. Remind him to slow down and drive safely – it’s not a race to Plaza Wenatchee before they run out of Carne Asada!

Telematics Programs: The Tiny Coach in Your Vehicle

These little gadgets track driving habits and reward safe drivers with lower premiums. It’s like having a tiny coach riding along, cheering every time you avoid a sudden stop or a tight turn. Install one in each vehicle, and watch the savings roll in like tumbleweeds on the road to Quincy. Wenatchee Insurance provides telematics programs that are easy to implement and can provide real-time feedback to help your drivers stay safe and your premiums low.

Raise Your Deductibles: The Bigger Tank Approach

Higher deductibles can lower your premiums. Just make sure you have the funds for the deductible if something does happen. It’s like having a bigger gas tank, you fill up a few times a month but when you do, it takes more from your bank account. Wenatchee Insurance can help you find the perfect balance between deductible and premium, ensuring you’re comfortable with your coverage.

Bundle Your Policies: The Combo Meal of Insurance

If you’ve got general liability or property insurance, bundle them with your commercial auto policy. It’s like getting a cheeseburger and curly fry combo – everything together is cheaper than buying each item separately. Insurance companies prefer multi-policy accounts. Independent agencies like Wenatchee Insurance can offer a wide variety of bundling benefits.

what does commercial auto cover

Shop Around: The Farmers Market Approach

Wenatchee Insurance can shop around on your behalf, ensuring you get the best deal without the hassle. We compare rates from different insurers like you’re checking out apples at the farmer’s market. Each one might offer different discounts or better rates for the same coverage. As an independent agency, we have options.

Use Vehicles Wisely: Choose the Right Ride

The type of vehicle you use can impact your insurance rates. A shiny red, sports car used for pizza delivery is going to cost more to insure than a modest pickup truck. Evaluate your fleet with Wenatchee Insurance’s help to ensure you’re using the most cost-effective vehicles for your business needs.

Consistent Coverage: Avoid Lapses

Lapses in coverage can lead to higher premiums when you reapply. Keep your insurance active and consistent. Think of it as maintaining coverage like dating, what would you think if the person kept you waiting at the restaurant to show up? Wenatchee Insurance can set up automatic payments and reminders to ensure you never miss a due date, keeping your coverage uninterrupted.

Review and Adjust Annually: Stay Updated

Your business evolves and stays current with the times, and so should your insurance. Review your policies annually with Wenatchee Insurance to make sure you’re getting the best rates and coverage for your current needs. We are not using the same phones from ten years ago, why is your insurance different? These yearly checkups are important.

Reward Safe Drivers: Incentivize Good Behavior

Create a rewards program for your employees who maintain clean driving records. Gift cards, bonuses, or even a monthly “Safe Driver of the Month” parking spot can motivate your team to drive safely.

Consult an Expert: Wenatchee Insurance Is Here for You

Navigating the world of commercial auto insurance can be tricky, but you don’t have to do it alone. Shayla with Wenatchee Insurance can provide personalized advice and solutions tailored to your business. From initial quotes to ongoing support, they’re your partner in keeping insurance costs low and coverage high.

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So, next time you’re sipping a coffee from Little Red’s Espresso, think about these tips. Implementing them with the help of Wenatchee Insurance can transform your insurance experience from a daunting task to a smooth ride.

Topics: Progressive, Commercial Auto, company car, collision coverage, collision coverage, delivery, Wenatchee Insurance, Chelan County, Grant County, Douglas County, Okanogan,

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Why Dental Insurance in Central Washington is a Must-Have

Posted on by Matt McColm
Dental Insurance with Suzie at Wenatchee Insurance

The Tooth, The Whole Tooth, and Nothing but the Tooth: Why Dental Insurance in Central Washington is a Must-Have: Washington is a Must-Have

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Let’s face it, folks—teeth are a big deal. They’re not just there to look pretty in an Instagram Selfie or to chomp down on a monster carrot like some wacky rabbit. Your teeth are a vital part of your overall health, and taking care of them is as essential as, say, breathing or finding out who gets eliminated on Survivor. But let’s be real: dental care can cost an arm and a leg (or should I say a molar and a canine?). That’s where dental insurance gives your dollars a Nitrous Boost. And who better to help navigate you through the different dental plans than Suzie with Wenatchee Insurance?

A Toothsome Tale: The Importance of Dental Insurance

Picture this: you’re munching on an ear of Quincy Corn and crack! Your tooth breaks. Panic sets in. You imagine living the rest of your life toothless, subsisting on mashed potatoes and smoothies. But wait! With dental insurance, you can call up your dentist, and get that chomper fixed, and get back to your crunchy snacks without a second breath. Dental insurance isn’t just about emergencies; it’s about prevention too. Regular check-ups, cleanings, and those pesky but necessary X-rays can all add up. With the right coverage, you’re not just saving money—you’re saving your teeth.

Why Suzie with Wenatchee Insurance for Dental Insurance?

Now, you might be wondering, why Suzie? What makes her the go-to gal for dental insurance in Central Washington? Well, let me break it down for you:

1. Expertise You Can Sink Your Teeth Into

Suzie isn’t just any insurance agent. She’s the queen of coverage, the Sultana of Smile, the Boss of Benefits. With her extensive knowledge, she can help you navigate the confusing world of dental plans. PPO, HMO, DHMO—Suzie knows all the acronyms and what they mean for your wallet and your teeth.

2. Local Wisdom

Suzie understands the unique needs of Central Washingtonians. Whether you’re in Wenatchee, Ellensburg, or Omak, she’s got the scoop on which plans are accepted by the best local dentists. You won’t be stuck driving miles away for a simple cleaning because Suzie ensures you get a plan that works where you live.

3. Personalized Service

Let’s be honest: calling a 1-800 number and talking to a scripted robot about your teeth or wanting braces isn’t exactly a cup of hot chocolate. Suzie offers personalized service whether it is over the phone or in our office at 413 N Mission, Wenatchee. She takes the time to understand your needs and finds a plan that’s as unique as your dental history.

The Suzie Difference

Suzie is committed to making sure you understand your dental insurance. She breaks it down into bite-sized pieces, and if you have questions she will circle back to answer them. No tooth emergency necessary.

Conclusion: Don’t Be Toothless in Central Washington

In conclusion, dental insurance is crucial in this picture-perfect world. It’s not just about avoiding those hefty dental bills; it’s about maintaining your overall health and well-being. And who better to help you find the dental plan than Suzie with Wenatchee Insurance? She’s knowledgeable, local, and committed to giving you the best service possible. Give her a call today and ensure that your teeth are in good hands. After all, a smile is the best thing you can wear in Central Washington!

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Topics: Health Insurance, Apple Health, Ambetter, Lifewise, Community Health Wenatchee Insurance, Delta, Dental Toothache, Braces, Suzie, Dentists Enrollment, Contacts, Chelan County, Okanogan, Grant County, Douglas County, 509, Leavenworth

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What additional benefits do Medicare Advantage plans offer?

Posted on by Matt McColm
medicare advantage plans have extras

The Secret Perks of Medicare Advantage Plans: It’s Like Finding Extra Fries in Your Bag!

Who doesn’t love discovering extra fries at the bottom of their EZ’s bag? Medicare Advantage plans can be just like that—with extra perks you didn’t even know you could get. Who better to help you find these hidden gems than Suzie and Wenatchee Insurance?

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Vision, Dental, and Hearing: The Big Three Imagine going to your La Fuente for some Carne Asada, and they throw in free flan with your meal. Medicare Advantage plans can include vision, dental, and hearing benefits. That’s right! They help cover your eye exams, dental cleanings, and hearing aids. These added touches can make the difference from good to great.

Fitness Programs: Get Moving! Some plans can offer fitness programs. Think of it as your gym membership without the hefty price tag. You could be doing Zumba at the community center or swimming laps at the local pool—all included complementary to your plan. Who knew staying healthy could be this much fun?

Transportation Services: Ride On! Ever need a ride to the doctor’s office and wish you didn’t have to bother your neighbor? Medicare Advantage plans can offer transportation services. It’s like having your own taxi service, so you can sit back and relax on your way to appointments.

Over-the-Counter Allowances: Stock Up! Some plans give you allowances for over-the-counter items. Imagine walking into the local pharmacy and grabbing vitamins, pain relievers, or even Band-Aids without pulling out your wallet.

Why Wenatchee Insurance? Navigating these perks can be like hunting for Easter eggs. But with Wenatchee Insurance, you’ve got the ultimate guide. They know all the ins and outs of the local Medicare Advantage plans and can help you find one that offers the best extras for your lifestyle.

When you are ready. Suzie would love to help you navigate through available plans.

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Topics: Medicare, Medicare Advantage, Suzie, Wenatchee Insurance, SSDI, ESRD, Hospital Insurance, Prescription Drug Coverage, Part D, Medical Insurance, Disability,

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What is the difference between personal and commercial auto insurance?

Posted on by Matt McColm
commercial auto for big trucks or small cars
We love our farm trucks

Alright, let’s break this down with a story. Meet Sofia. She lives in Waterville and loves two things: her dog, Diego, and her food truck, “Sofia’s Snack Shack Supreme,” which serves the best Burritos north of the Rio Grande. Now, Sofia drives her personal Subaru to pick up Diego’s favorite treats at Firehouse Petshop and her food truck to cater events over in Chelan. She would need both personal and commercial auto insurance, but why?

Personal auto insurance is like your trusty sidekick for everyday life. It covers you when you’re driving to pick up groceries at Safeway or heading to Lincoln Rock State Park for a hike. It’s all about personal use – commuting, road trips, and family outings.

But when Sofia hops into her food truck to cater a wedding at Ohme Gardens, she’s in the realm of commercial auto insurance. This is because commercial auto insurance covers vehicles used for business purposes. Whether you’re transporting goods, driving clients, or in Sofia’s case, serving up those mouth-watering burritos, commercial auto insurance has your back.

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One day, Sofia’s food truck gets a dent while navigating the narrow streets of downtown Leavenworth. Because it happened during business hours while she was serving customers, her commercial auto insurance steps in. Her personal auto insurance would’ve thrown its hands up and said, “Not my job, no lettuce for you!”

Another difference? Liability limits. Commercial policies typically have higher liability limits because businesses face greater risks. If Sofia’s food truck accidentally bumps into the famous May Pole in Leavenworth, she’d need more coverage than if she just tapped a neighbor’s mailbox with her little Subaru.

Finally, let’s talk about employees. If Sofia hires a driver for her food truck, commercial auto insurance covers them too. Personal policies? Not so much. They’re like that one friend who never wants to share their fries – they only cover you and not anyone else driving your car for business.

So, next time you see Sofia cruising around in her Burrito truck, remember personal auto insurance is for personal rides, and commercial auto insurance is for business wheels. It’s the difference between a joyride and a job ride!

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simple process for insurance
Wenatchee Insurance simple process

Topics: Progressive, Commercial Auto, company car, collision coverage, collision coverage, delivery, Wenatchee Insurance, Chelan County, Grant County, Douglas County, Okanogan,

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How do I compare Medicare Part D plans in Eastern Washington?

Posted on by Matt McColm
Medicare Part D plans and Suzie from Wenatchee Insurance can help

Comparing Medicare Part D Plans: A Humorous Guide with Wenatchee Insurance

Picture this: you’re on a reality TV show called “Medicare Matchmaker,” hosted by none other than Wenatchee Insurance’s very own Suzie. She’s the perfect host, with a knack for making complex insurance terms as delightful as a game of charades. Your mission? To find the ideal Medicare Part D plan. Ready to play? Let’s dive into this hilarious yet informative adventure.

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Round 1: The Introduction

Suzie: “Welcome to Medicare Matchmaker! Today, we’re comparing Part D plans, where finding the right fit is like choosing the perfect dance partner. Each plan has its own rhythm, and it’s our job to make sure you don’t end up with two left feet!”

Sample: “It’s like speed dating for your prescriptions. In one corner, we have the ‘No Deductible Dan’ plan, and in the other, ‘Low Premium Lucy.’ Who will sweep you off your feet?”

Round 2: The Quickstep – Monthly Premiums

First up, monthly premiums. Think of them as the cover charge to get into the dance hall. Some plans charge more, some less, and it all depends on how fancy you like your dance floor.

Suzie: “If you’re a frugal Fred or Frida, you might prefer a lower premium. But remember, cheaper isn’t always better. It’s about finding that sweet spot where cost meets coverage.”

Sample: “Imagine paying to get into a club only to find it’s karaoke night and not the salsa dance you hoped for. That’s what a low premium with poor coverage feels like.”

Round 3: The Tango – Deductibles

Next, we tackle deductibles. It’s the amount you pay before your plan starts to pitch in. High deductibles can feel like a long, slow tango, but for some, it’s worth the wait.

Suzie: “A high deductible plan might seem daunting, but if you’re not a frequent flyer at the pharmacy, it could save you money in the long run.”

Sample: “Think of it as a slow dance with a mysterious partner. The anticipation might just make the end result all the more rewarding.”

Round 4: The Waltz – Coverage and Formularies

Now, let’s waltz through coverage and formularies. Each plan has a list of covered drugs, known as a formulary. It’s crucial to ensure your medications are included.

Suzie: “Imagine showing up to the waltz in sneakers—just wrong. Similarly, the wrong plan might not cover your essential meds. Always check the formulary!”

Sample: “You wouldn’t wear a tutu to a tango, right? Matching your meds to the formulary is the same principle.”

Round 5: The Jive – Co-pays and Co-insurance

Next, co-pays and co-insurance. These are the out-of-pocket costs you’ll jive to when picking up your prescriptions.

Suzie: “Do you prefer a steady, predictable co-pay or are you a bit of a gambler, willing to jive with co-insurance? It’s all about your comfort with cost variability.”

Sample: “Co-pays are like knowing the DJ’s playlist in advance. Co-insurance? That’s like a surprise dance-off—exciting but unpredictable.”

Final Round: The Freestyle – Donut Hole

Ah, the infamous donut hole—a temporary limit on what the drug plan will cover. It’s a bit like the freestyle round—unexpected and sometimes tricky.

Suzie: “Navigating the donut hole can feel like doing the cha-cha on a minefield. But fear not, we’ll help you avoid the worst pitfalls.”

Sample: “The donut hole is that moment when the music stops, and you’re left wondering if you’ve been dancing to the wrong tune. But with the right plan, you’ll glide through it with ease.”

The Final Decision

After all the dances, it’s time to make your choice. Suzie wraps up the show with her signature flair.

Suzie: “Congratulations! You’ve compared premiums, deductibles, formularies, and more. With Wenatchee Insurance, you’re not just choosing a plan—you’re choosing peace of mind. Let’s make your Medicare Part D plan the best dance partner you’ve ever had!”

Sample: “Remember, the perfect plan is like the perfect dance partner—balanced, supportive, and in sync with your needs. With Wenatchee Insurance by your side, you’ll always be in step.”

And there you have it, folks! Comparing Medicare Part D plans doesn’t have to be a chore. With a little humor and a lot of expertise from Wenatchee Insurance, you’ll find the perfect plan that keeps you twirling through life with a smile.

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Home Health Medicare Car Dental Prescription insurance corndog
Medicare plan 65 Wenatchee Advantage
health or medicare enrollment suzie makes it easier

Topics: Medicare, Medicare Advantage, Suzie, Wenatchee Insurance, SSDI, ESRD, Hospital Insurance, Prescription Drug Coverage, Part D, Medical Insurance, Disability,

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Lapsed Insurance Coverage: The Cliffhanger You Didn’t See Coming

Posted on by Matt McColm
lapsed car insurance wenatchee

Life is full of surprises. Some are delightful, like finding a twenty-dollar bill in your old jeans. Others, like discovering lapsed insurance for your car, are less so. But don’t worry, Wenatchee Insurance is here to turn this tragedy plot twist into a comedy.

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The Unwelcome Surprise

You’re sorting through your mail when you find a letter from your insurance company. Your heart sinks as you realize – your insurance has lapsed. Cue the dramatic music and the slow-motion “Nooooo!”

The Plot Thickens

You call Shayla at Wenatchee Insurance, and they answers with their usual cheerful, “How can I help you today?” You explain the situation, bracing for a lecture. Instead, Shayla laughs and says, “No problem, let’s get you sorted out.”

Protip: Some companies that we work can be restarted quickly if there was a short break.

The Hero’s Journey

  1. The Call to Action: Shayla gives you a list of what you need to do to reinstate your insurance. It’s like a treasure map, only instead of gold, you’re looking for proof of payment.
  2. Overcoming Obstacles: You might face a few hurdles, like late fees or paperwork. But with Wenatchee Insurance guiding you, it’s more of a Rocky action montage than a dramatic struggle.
  3. The Happy Ending: You pay the fees, submit the paperwork, and just like that, your insurance is back on track. Shayla even throws in an “Amazing!” for good measure.

The Lesson Learned

The next time you find yourself in an insurance lapse cliffhanger, remember it’s just a plot twist, not the end of the story. With Wenatchee Insurance, every problem has a solution, and every lapse has a laugh.

Conclusion

Lapsed insurance might seem like a disaster, but with the right help, it’s just another funny story in the book of life. So don’t sweat it – call Wenatchee Insurance and turn that cliffhanger into a comedy.

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Topics: SR22, auto insurance, car insurance, wenatchee insurance, shayla, high risk, liability, insurance license, Chelan County, Okanogan County, General, Grant County, Douglas county, proof of insurance,

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Which Medicare Advantage plan network is for me?

Posted on by Matt McColm
Medicare plan 65 Wenatchee Advantage

Finding Your Medicare Advantage Network: It’s Like Picking your favorite Ice Cream Flavor!

Choosing a Medicare Advantage plan network can feel like deciding on the best ice cream flavor at the Owl Soda Fountain. But don’t worry! Suzie and Wenatchee Insurance is here to help you find the perfect match—no brain freeze included.

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HMO vs. PPO: The Big Scoop First up, we’ve got the Health Maintenance Organization (HMO) plans. These are like sticking to your all-time favorite ice cream flavor. You’ve got to choose from a specific set of doctors and hospitals (your favorite ice cream parlor). But the upside? You know exactly what you’re getting, and it’s usually cheaper.

Preferred Provider Organization (PPO) plans are a bit more adventurous. They let you try different flavors from various parlors. It’s like getting a huckleberry shake from Not Dougs or headed to Coldstone in Leavenworth. Sure, you might pay a little more, but the freedom to explore is worth it if you’re the kind who likes to mix things up.

Wenatchee Insurance: Your Ice Cream Guide Wenatchee Insurance is like the friendly staff at the local ice cream shop who knows the top secret flavors. They’ll help you figure out if you’re more of an HMO or PPO person. Maybe you need to see a specialist in town, or you want the flexibility to travel and still get coverage. They’ve got the scoop on it all.

Local Flavor: The Farmer’s Market Example Think of HMO plans like sticking with your favorite vendor at the Wenatchee Farmer’s Market. You always buy your honey crisp apples from Royal Produce because they’re the best. PPO plans are like wandering around the Farmers’ market, trying different stands, and discovering new favorites. Both have their perks!

Why Networks Matter Choosing the right network is crucial because you don’t want to end up going to a doctor who’s out of your plan’s network. It’s like getting a surprise bill after indulging in the most expensive sundae. No one wants that!

Wenatchee Insurance to the Rescue! Suzie at Wenatchee Insurance knows all the local doctors and hospitals. They can tell you which plans your favorite specialists are in, so you don’t have to switch doctors and start from scratch. They’ll make sure your Medicare Advantage plan fits like a glove (or like a perfectly scooped cone).

So, whether you’re a loyal vanilla fan or you like to mix chocolate chip with rocky road, Wenatchee Insurance will help you find the Medicare Advantage network that’s just right for you. Because picking insurance shouldn’t be as stressful as picking a dessert!

talk to Suzie
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Topics: Medicare, Medicare Advantage, Suzie, Wenatchee Insurance, SSDI, ESRD, Hospital Insurance, Prescription Drug Coverage, Part D, Medical Insurance, Disability,

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