There are so many things that could put your business in peril. If your stock is particularly tempting, someone could steal a good portion of it. Customers and employees can trip and fall on the premises. If your business requires someone to drive, that opens a whole new line of risks. A clever and devious hacker could cause mischief even if your business is completely online. That’s why you need commercial insurance.
What Commercial Insurance Is
Commercial insurance aims to provide coverage for a business in the event of the financial consequences of unplanned events. Various types of commercial insurance policies are available. These include coverage for liability, property damage, business interruption insurance, and much more. Commercial insurance can cover a wide range of potential issues that could arise in the course of running a business.
How Does It Work?
When your business has experienced a significant loss, you file a claim that explains what you’ve lost. Your insurer will then issue a payment to aid you in recovering your losses. Your insurance company might handle your legal representation in the event that you’re being sued. You pay a premium every month to maintain your coverage. Before your insurance policy kicks in, you will have to pay the deductible.
Wenatchee Insurance Agency Serving Wenatchee, WA
If you have a business in the Wenatchee, WA, area and would like to protect it with commercial insurance, please call Wenatchee Insurance Agency. Our helpful, perceptive, and courteous agents will do all they can to help you find the insurance policy that best suits your individual needs.