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413 N Mission St
Wenatchee, WA 98801

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What advantage do you have in selecting a independent agency?

independent agency

Why Choosing Wenatchee Insurance as your independent agency is Like picking the Best Pot Belly Pig at the County Fair Imagine this: It’s a sunny day at the Douglas County Fair, and you’re trying to choose the best pig for the blue ribbon. You could wander around aimlessly, judging the contestants on your own, or you could ask Farmer Fred, the local pig expert, who knows every pig’s family tree and favorite mud wallow. Choosing insurance is a lot like that—except instead of pigs, it’s insurance policies, and instead of Farmer Fred, you’ve got Wenatchee Insurance. And let me tell y’all , that is some agency.

1. The Rodeo of Choices: Who Ya Gonna Call?

Y’all ever tried to read an insurance policy? It’s like trying to decipher a cow’s moo—confusing and a bit messy. Deductibles, premiums, and coverage limits make it sound like some kind of wild rodeo. Don’t get lathered up, because Wenatchee Insurance is like the best rodeo clown in the barrel, keeping you safe from all those wild terms and dangerous clauses. They know how to wrangle the best policies and lasso the right coverage for your needs. You just sit back, sip your iced tea, and watch them work their magic.

2. The Bargain Barn: Getting the Best Deals

Remember that time you found a deal so good it made you holler louder than the old rooster at sunrise? Well, that’s what working with Wenatchee Insurance feels like. They know the tricks of the trade, negotiating like a pro at a livestock auction. They’ll haggle, barter, and charm their way to get you the best deal possible, leaving you like a grinning possum eating tater tot casserole. You won’t have to fork out an arm and a leg to get the most bang for your buck.

3. Custom Fit: No cookie-cutter policies at an Independent Agency.

Finding the right insurance on your own is like trying to find the perfect pair of cowboy boots in a pile of mismatched shoes at the second-hand store. Wenatchee Insurance is like your personal bootmaker, hand-crafting a policy that fits just right and doesn’t pinch your big toe. Whether you’re protecting your homestead from bears, your prized miniature donkey or your little red wagon, they’ve got a plan that’s as comfy as grandma’s feather bed. No more one-size-fits-all nonsense; they’ll get you something that suits your needs like a perfectly tailored pair of Levis jeans.

custom fit insurance policy from your independent insurance agency

4. The Human Touch: Good Ol’ Country Hospitality

At Wenatchee Insurance, they treat you like family—just like a good neighbor who brings over an apple pie when you’re feeling blue. Got a question? They’re there with a smile and an answer, not some fancy-pants automated machine that leaves you shouting, “Representative!” They’re the friendly face you want by your side when things go haywire. Whether you need help filing a claim or just want to chat about the latest in tractor insurance, they’re ready with a warm greeting and a helping hand.

5. Saving Time: More Than Just Money in the Bank at an independent agency

Time is precious, like a cold drink on a hot day. Don’t waste it poring over confusing documents and trying to figure out what the heck “subrogation” means. Let Wenatchee Insurance do the heavy lifting. They’ll sort through the policies faster than a New York minute. You get to spend your time on more important things, like perfecting your chili recipe or finally learning to play that guitar.

So, why would you saddle up and go it alone in the Wild West of insurance? With Wenatchee Insurance as your trusty sidekick, you’ll get the perfect policy, the best deals, and the kind of service that’s finer than frog hair. It’s like winning the blue ribbon at the county fair—except you don’t have to wrestle any pigs!

Home Health Medicare Car Dental Prescription insurance corndog

Topics: Progressive, Farm, Fire Insurance, Home Insurance, Hobby Farm, Wenatchee Insurance, Chelan County, Grant County, Douglas County, Okanogan,

Five Things Original Medicare Does Not Cover

Medicare and Medicare Advantage help with suzie
Online, Phone or in person Suzie can help.

When it comes to health insurance for seniors, Original Medicare is a popular choice. Millions of Americans select it every year. It offers coverage for many essential health services. There are some gaps in coverage for Original Medicare that you need to be aware of.

Here are five key things that Original Medicare does not cover and some examples to help illustrate these gaps.

1. Routine Dental Care

Dental Care is one of the top requested needs. This can surprise many who planned on relying only on Medicare alone for their health insurance needs. Original Medicare does not cover routine dental care, including cleanings, gum scrapings, crowns, fillings, and dentures. Suzie has several different Dental Plans to fill in the gap.

Example:
Imagine you’re 70-year-old retiree, Mrs. Johnson. You notice some discomfort in your mouth after eating some Quincy Corn and decide to visit your dentist. After the exam, the dentist tells you a filling fell out and the pain is from a root canal you need. This painful surprise is out of pocket because Original Medicare doesn’t cover dental.

2. Vision Care

Original Medicare covers eye exams for people with diabetes and annual glaucoma tests for high-risk patients.  It does not cover routine eye exams or hardware like glasses or contact lenses. Are you sensing a trend for medical coverage from the shoulders up?

Example:
Mr. Thompson, an 68-year-old retired teacher, starts having trouble reading the Wenatchee World. He schedules an eye exam at the Vision Center at Confluence and discovers he needs an updated prescription. Mr Thompson is paying out of pocket for the exam and glasses because these are not covered by original Medicare.

3. Hearing Aids and Exams

Hearing loss is common among seniors, but Original Medicare does not cover hearing aids or the exams needed to fit them.

4. Long-Term Care

Original Medicare does cover skilled nursing facility care, but only for a limited time and under specific conditions. It doesn’t cover custodial care, which includes help with daily activities like bathing, dressing, and eating if that’s the only care you need.

Example:
Imagine you are Mrs. Rivera, 82, and living alone while your kids are living in Montana. After a fall, you find it difficult to manage daily tasks like bathing and dressing. You need long-term care to help with these activities. Unfortunately, Original Medicare does not cover this type of care. This expense is going to add up quickly.

5. Overseas Health Care

Original Medicare generally does not cover health care when you travel outside the United States. This can be a significant concern for those who love to travel or have family abroad. We had to start using a travel insurance exchange to provide options.

Example:
Mr. and Mrs. Davis, a retired couple, decide to take a dream safari to Africa. While abroad, Mrs. Davis falls ill and needs medical treatment. Since Original Medicare doesn’t cover international medical care, they face hefty medical bills, adding stress to what should have been a relaxing trip.

Insurance review are important

Getting Help with Coverage Gaps

Navigating the complexities of Medicare and understanding what it does and does not cover can be overwhelming. This is where Suzie with Wenatchee Insurance comes in. Suzie helps clients understand their Medicare options and then finds solutions to cover the gaps left by Original Medicare.

Suzie can help you explore Medicare Advantage plans, which often include additional benefits. These plans might also provide some coverage for long-term care and overseas health care. Additionally, Suzie can guide you through supplemental insurance options, known as Medigap policies, which can help cover some of the out-of-pocket costs not covered by Original Medicare.

Conclusion

Don’t let coverage gaps surprise you reach out and have a chat with Suzie today and ensure you have comprehensive health coverage for all stages of life. While Original Medicare provides valuable coverage, it’s crucial to be aware that it has limitations.

Routine dental care, vision care, hearing aids, long-term care, and overseas travel health care are significant areas where coverage gaps can occur.

By understanding these gaps and seeking assistance from professionals like Suzie at Wenatchee Insurance, you can find the right coverages to meet your needs.

health or medicare enrollment suzie makes it easier

Topics: Medicare, Original Medicare, Medicare Advantage, travel insurance, Cashmere, Wenatchee Insurance, Suzie, Enrollment, Glasses, Contacts, Chelan County, Okanogan, Grant County, Douglas County, 509, Leavenworth

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Suzie Health Solutions

Health & Medicare

For nearly a decade we have assisted with Health & Medicare Solutions. We are proud to be selected by the Washington Healthplanfinder to be one of ten Enrollment Centers located in Washington State.

We work with all ages and charge no fees.

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