February, 2024 - Blog | Wenatchee Insurance Agency

Bundling Options for Motorcycle Riders

Posted on February 27, 2024April 16, 2024 by admin

Explore the Benefits of Insurance Bundling with Wenatchee Insurance Agency, WA

Cruiser or scooter we can bundle your motorcycle

Are you struggling to keep up with auto, motorcycle, and home insurance payments? Consider the convenience and cost-effectiveness of bundling!

Talk with Shayla

What is Bundling?

Bundling allows you to consolidate your motorcycle policy with your home and auto policies. Instead of juggling multiple policies and payments, you’ll have a single policy with a periodic (monthly, quarterly, or semiannual) premium. All the major companies we represent at Wenatchee Insurance Agency for WA state coverage provide a discounted rate for bundling. Many smaller companies offering policies in the WA state also offer similar options.

How Does Bundling Work?

You can’t operate a car or motorcycle without insurance, so when you sign up for your auto or motorcycle coverage, the insurance company will provide options for insuring additional kinds of property, like an ATV or boat. If you’re a homeowner, you can roll your home, motorcycle, ATV, and boat insurance into a single policy. And if you’re renting, you can bundle your vehicle coverage with a renter’s policy.

The Benefits of Bundling

Bundling isn’t just about convenience, but it also offers substantial savings. Wenatchee Insurance Agency can help you find the most favorable rates for insuring multiple motorcycles. We can potentially lower your deductible when your car and motorcycle are damaged in the same accident and help you switch over your motorcycle coverage from another carrier. We may even find a policy that covers the full replacement cost of your motorcycle, along with an allowance for accessories and customized parts.

Bundling is convenient and can save you money. But to ensure you’re getting the best deal for your motorcycle, car, recreational vehicles, and home insurance, you need the expertise of Wenatchee Insurance Agency. Contact us today for an appointment to discuss the best insurance options to meet your needs.

Topics: Independent Insurance Agency, Wenatchee Insurance, Motorcycle, Car Insurance, Bundling,

Can my tribal affiliation affect Healthcare?

Posted on February 21, 2024April 16, 2024 by Matt McColm

If you are an American Indian or Alaska Native, then healthcare was improved by the Affordable Care Act with it’s permanent reauthorization of the Indian Health Care Improvement Act. It took Matt nearly three years to find the first person that qualified for this program.

appointment with Suzie

The Top Four:

Here are the top four ways the Affordable Care Act (ACA) benefits Native Americans:

No Cost-Sharing: Native Americans with certain income levels are exempt from co-pays and deductibles when they buy insurance through the ACA Marketplace. We like to print this out because it is radically different than most people are used to.
Special Enrollment Privileges: Native Americans can enroll in health insurance through the Marketplace any time of the year, not just during the standard open enrollment period. If you enroll before the 15^th then your plan starts on the 1^st of the following month.
Access to More Services: The ACA provides additional funding to the Indian Health Service, improving and expanding available healthcare services.
Coverage for Preventive Services: The ACA ensures coverage for various preventive services without additional costs, which is crucial for maintaining good health.

For the Affordable Care Act (ACA), proof of tribal affiliation typically involves demonstrating membership or eligibility for services from a federally recognized tribe. This can be as simple as uploading your Tribal Membership Card or Tribal Enrollment Records.

The no cost sharing plans mean your only responsibility is paying the premium. There are zero co-pays and zero-deductibles on these plans. If you run into network issues then they can be changed the following month with ease.

appointment with Suzie

Suzie and Matt assist people in understanding and enrolling in health plans without charging any fees. For six years, they ran the Enrollment Center in Wenatchee. They continue a similar effort with Wenatchee Insurance supporting more insurance products.

Topics

Topics: Tribal Health, Enrollment, Healthcare, Wenatchee Insurance, NCW Insurance, Native American, ACA, Healthplanfinder

#medicare, #health #wenatcheeinsurance #thesuzie #enrollment

The springs winds are around the corner is your insurance ready?

Posted on February 19, 2024April 16, 2024 by Matt McColm

Ah, Washington! Land of coffee, rain, and the occasional trampoline taking flight like a misguided UFO during a windstorm. So, let’s talk about wind damage coverage.

talk with Shayla

trampoline and homeowner insurance lability in Grant County

First off, most homeowner policies here are pretty solid. They’ve got your back when the wind decides to redecorate your yard or play bowling with your roof shingles. But, remember, it’s not just about the ‘whooosh’; it’s also about what the ‘whooosh’ brings along. We’re talking trees that suddenly believe they can walk, and yes, the legendary flying trampolines.

Now, if a trampoline decides to audition for the role of ‘Mary Poppins’ and lands on your roof, your policy usually steps in. It’s like, ‘Don’t worry, we’ve seen this episode before.’ They cover the damage to your house, maybe even the fence it crushed on its way down.

But here’s the kicker – if your own trampoline decides to go on an adventure and damages someone else’s property, you might need to check the liability part of your insurance. Because, let’s face it, nobody wants a neighborly dispute over a rogue trampoline.

And let’s not forget the ‘Wind-Driven Rain Ensemble’. This is when the wind plays maestro and directs rain to places it’s not supposed to be, like inside your house. Coverage here can get a bit tricky, but generally, if the rain’s invited in by wind damage, you’re covered.

Wind trampoline damage insurance wenatchee

One more thing – deductibles. In some cases, you might have a separate ‘wind deductible’. Think of it as the entry fee for the ‘wind damage club’. It’s often a percentage of your home’s value. So, if your home is worth a lot, maybe start a ‘wind deductible’ piggy bank.

In summary, yes, wind damage, including the acrobatic acts of trampolines, is generally covered. But policies vary, and it’s always a good idea to chat with your agent – especially if you own a trampoline. They might just have a frequent flier program!”

talk with Shayla

Always check the specifics of your policy and talk to your insurance agent for personalized advice, especially if your backyard has a trampoline with a mind of its own!

Trampolines are one of the risks that we like to chat about so that our clients better understand their policy.

simple process for insurance — Wenatchee Insurance simple process

topics:

#home #renters #deductible #wenatcheeinsurance

Topics: Home Insurance, Renter Insurance, Trampoline, Wenatchee Insurance, Washington, Wind Coverage, wind deductible, backyard, liability, shingles

Who can enroll in health insurance outside of fall’s Open Enrollment?

Posted on February 1, 2024April 16, 2024 by Matt McColm

Sometimes it helps to remember things when put to a simple rhyme. We are going to consult the Bard.

talk with Suzie

If you missed open enrollment, don’t despair,
Here’s a rhyme for situations quite rare:

When life throws a curve, like a baby’s new cry,
Or marriage bells chime under the sky,
That’s a time when you can apply.

If you move your abode, a new place to dwell,
Or lose your old coverage, as records can tell,
These events open the gate, so all can be well.

A citizenship change, a status update,
Or if Medicaid says, “Sorry, you’re late,”
These too swing wide the special enrollment fate.

But remember, my friend, in this healthcare quest,
Timing is key to getting the best,
Typically 60 days post-event, no jest!

So if life changes course, be it merry or tense,
You’ve got a chance for insurance hence,
In this rhyme, I hope, it all makes sense!

The bottom line:

If you do not have health insurance then we want to see you ASAP to see if you qualify. Special Events can also occur and you could be qualified and not even know it for a plan cheaper than you expected.

This was the first year that we could assist with insuring Washington state residents that did not have citizenship like DACA or dreamers.

We do our best to make insurance understandable and usable. Wenatchee Insurance doesn’t charge fees and answers questions throughout the year. Suzie was a pharmacy technician and is incredibly usefully.

appointment with Suzie

Topics: Chelan, Dental, Health, Independent Insurance Agency, Life, Mission, SEP, Special Enrollment Suzie, Wenatchee,

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Month: February 2024

Bundling Options for Motorcycle Riders

Explore the Benefits of Insurance Bundling with Wenatchee Insurance Agency, WA

What is Bundling?

How Does Bundling Work?

The Benefits of Bundling

Can my tribal affiliation affect Healthcare?

The Top Four:

Topics

The springs winds are around the corner is your insurance ready?

topics:

Who can enroll in health insurance outside of fall’s Open Enrollment?

The bottom line:

WE return calls & are here for appointments..OR you can start your free online quote now!

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